Saving Account Comparison (UOB One & GXS)

Following up from my last article, many have asked why not other banks such as UOB One and GXS (which is the currently most attractive).

One main reason is, there must be manual task to be done and some criteria to be met.

Here I have done a table out to show you the effective interest with the criteria if you are mindful to complete all those steps.

Comparing the two, UOB One account would be best for the first $150,000 for interest. However, it only pays out monthly. 

GXS is good as it pays daily for the base balance ($25,000) or every 4 months for the 2 boost pods if you are mindful to do it every 3 months. Which I feel is an hassle. The moment you missed, your effective interest will be lower. Also it only allows you to leverage up to $75,000 though the additional from interest does earn you the based 2.38% interest unlike Mari or UOB.

https://docs.google.com/spreadsheets/d/1rfBgrs6y5ZBamiX5uW4RYyck2GChll3EOICFlEVtCBA/edit?usp=sharing